 Finance options
Remember to:-
 | cancel your joint accounts |
| take advice from Citizen's Advice Bureau on rights and benefits |
| inform Tax office of your change in circumstances |
| gain advice about any debts from the CAB or Bishop's Visitor |
| discover about reduced Council Tax or tax rebate |
| find out about union hardship fund |
Discuss options with the Bishop's Visitor:-
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possible help from the Bishop's discretionary fund |
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receive information about grants from appropriate charities
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relevant support from the DSS or any other bodies or organisations |
Money Savers
Saga telephone service, which use a BT line and then charges one at Saga rates.
Central heating tariff which is open to any household where there is at least one person over sixty. A monthly direct debit is set up according to the number of people in the household and the number of bedrooms - no more than three bedrooms allowed. It is part of Powergen and because it is for older people it does not appear on the websites which compare prices.
Phone for details on 0800 1 694 694
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Tax Help for Older People (TOP)
This service is provided by the Low Incomes Tax Reform Group (LITRG), a registered charity. It gives free advice on personal tax to older people on low incomes who could not otherwise afford professional help. "Older" normally means sixty and over and "low income" is a household income of around £15,000 a year, but these are guidelines and not rigid boundaries. There is flexibility to extend the
income limit for the disabled, whose outgoings are inevitably higher, or to lower the age for those made redundant in their fifties or taking ill-health retirement. Family and carers of eligible clients may also ask TOP for help.
Or phone the helpline 0845 601 3321
See information about Benefits and Tax Credits 2004/05 under Books
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